California Home Loans Service

In today's regulatory world, California home loans financing can be a daunting and quite often an overwhleming process.  As an experienced residential mortgage adviser, I will utilize my relationship with over 30 lenders to find you the lowest California Mortgage rate and best program available.

Often times I can Approve you for a HIGHER purchase price than most lenders as we have a direct relationship with Fannie Mae, Freddie Mac, FHA and the VA.  This means access to programs not readily available to many banks and lenders.
 

Why use Cali Home Lending?

Want a competitive edge over other buyers in California?  We can close the transaction in 30 days or less.  Your 30 day offer can sometimes edge out a 45-60 escrow offer that is HIGHER in price!  This is a critical component in the negotation process.

First Time Home Buyers can qualify for No CLOSING COSTS options on both conventional and FHA programs.

VA buyers can qualify for 0 DOWN and NO CLOSING COSTS!  Walk in your front door with almost nothing out of pocket.

First Time Home Buyers can typically get in with only 3%-3.5% down payment.  You DO NOT need 20% Down!

California Mortgage rates have been on the rise recently, so whether you are a First Time Home Buyer, Move Up Buyer, or looking to refinance; now is the time to act! 

With open and honest communication, friendly service, and a personal committment to each and every client, you can rest assured knowing that your loan will close on time and with excellent terms.

Let me use my expertise and experience to help you.

Call, email or fill out my secure application to receive a free analysis.

I look forward to working with you!